Credi Solutions & Uses

Credi makes documenting and managing loans between people and entities who know and trust each other quick & easy. Use Credi’s DIY solution for free or minimal cost or have our DIFM concierge team do it for you at low rates from A$299 ex gst.

Personal uses include:

  • Formalising Loans between friends or family, making sure everyone is 100% clear on the details of the agreement.
  • Lending money to or from your pension fund (SMSF, SIPP, SDIRA) or family trust, proper documentation helps with compliance & reporting requirements.

Small Business uses include: 

  • Startup founders seed funding their companies with documented directors loans not equity.
  • Business owners securing loans to their own business.
  • Businesses providing secured vendor financing loans to trusted clients to close deals and keep financing profits in-house.

Solutions for Advisors Accountants & Bookkeepers: 

Custom & Whitelabel Solutions: 

  • Banks lenders and FinTechs Credi can develop custom solutions to add add relationship lending to your offering & process.

Credi DIY Personal Solutions

  • Credi DIY software for individuals documenting & managing loans to and from friends & family.
  • Credi DIY is perfect for documenting & managing loans to & from self managed pensions & SMSF.
  • Credi Premium is free to use for loans under $5000 or equivalent local currency. See free use limits by currency.
  • For loans over our free use limit the cost is A$20 or local currency equivalent
  • Whilst many people use our free / low cost DIY solution for personal loan agreements other short on time or with more complex needs such as secured loans prefer to use out ‘Do It For Me‘ concierge service.

Credi Business Solutions

  • Credi Premium for small business owners documenting & managing loans to & from their own & related businesses.
  • Manage risk when your business owes you money (from loans or expenses business owners have paid personally and not yet claimed) with our  ‘Line of Credit Loan Agreement with Security Interest from Individual  to Company’
  • You can use Credi as a low cost DIY self serve  solution or if you are short on time use our ‘Do It For Me’ service.

Vendor Finance for Small Business

  • One of the best uses of Credi is for businesses to use it to provide vendor finance to select customers they trust.
  • You know offering vendor finance can help you close more sales, but why let a third party finance company reap the financing profits from your sales.
  • If your cost of money is less than that which your customers are prepared to pay for vendor finance interest you could be substantially increasing your profit.
  • For more information contact

Founders & Owners Loans

  • Startup founders seed funding their companies should consider tax efficient directors loans rather than putting money in as equity.
  • Business owners & directors should document &  secure their loans to their own business, so that any money they put into the business is closer to the front of the queue in the event of insolvency.
  • Contact our DIFM service team ( to see how we can help protect your interests with our secured lending solution for just $399 ex gst

Do It for Me (DIFM) Service

    • Whilst Credi Premium is an easy DIY online solution that enables you to setup a loan agreement in minutes at a low cost, or,  if you prefer we can do it all for you with an additional one time fee from A$299 ex gst.
    • Perfect for small business operators who are short on time or  who want the extra peace of mind that it’s done properly.
    • For more information see our DIFM Solution page or contact

    Custom & White Label Solutions

    • Credi develops custom white label & co-branded solutions for fintechs, banks, lenders & related companies

    Credi Partner Edition

      • Credi Partner Edition a white label solution for accountants to document & manage loans for clients.
      • Credi Partner Edition a white label solution for financial planners to document & manage loans for clients.
      • Credi Partner Edition is  in a closed BETA in Australia, for more information contact
      • Login to Partner edition here